1. It is sometimes cheaper to let you die rather than to treat you for a serious condition
2. Health insurers routinely hide benefit exclusions
3. Health insurers don't really want you to understand how your health plan works
4. Health insurers employ "phantom networks"
5. Health insurers can make you "split" your pills
6. Health insurers will go after your auto insurance settlement
7. Health insurers purposefully delay paying claims in order to maximize their profits
8. Your doctor isn't calling the shots
9. You don't have to pay out-of-network charges when they're not your fault
10. Health insurers make a fine distinction between "emergency" and "urgent" care
11. Health insurers don't want you to know how they come up with their prices
12. Health insurers don't want you to take your grievance outside the health plan
13. Health insurers don't want you to know that some of their practices violate laws